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Revolut Partners with GTN to Simplify Bond Trading

Revolut Partners with GTN to Simplify Bond Trading

In a significant move poised to redefine retail investing, GTN, a global fintech company, has partnered with Revolut, the innovative financial super-app, to introduce bond trading to European Economic Area (EEA) customers. This collaboration is pivotal in making bond investing accessible and user-friendly for millions of European retail investors.

A Seamless Integration for Enhanced User Experience

Revolut’s latest offering, powered by GTN’s advanced trading solutions, allows users to trade bonds directly from the Invest section of the Revolut app. This integration leverages GTN’s instant click-to-trade functionality facilitated through its robust FIX and REST APIs. Ankit Shah, Global Head of FinTech at GTN, emphasised the simplicity and accessibility of this feature, stating, “Our API allows Revolut to make investing in bonds as easy as investing in stocks. The fractionalisation of bonds eliminates the traditional barriers of high minimum investments and other related complexities, transforming how people build wealth.”

This user-centric approach is a testament to Revolut’s ongoing mission to provide a comprehensive, multi-asset investment platform. Rolandas Juteika, CEO & Chairman of the Board at Revolut Securities Europe | Head of Wealth and Trading (EEA) at Revolut, highlighted the strategic importance of this initiative, saying, “This is yet another step in Revolut’s mission to build an all-in-one investment platform that is multi-asset class, has coverage across EEA markets, and caters to both advanced and beginner users. Bonds provide an excellent opportunity for investors to diversify their portfolios with fixed income.”

Breaking Down Barriers in the Global Bond Market

The global bond market, valued at an astounding $100 trillion as of December 2023, has traditionally been challenging for retail investors to penetrate. The primary obstacles include high minimum investments and limited access to government and corporate bonds, particularly those outside investors’ home countries. However, the partnership between GTN and Revolut aims to dismantle these barriers. By enabling investments starting from just €100, the duo makes bond trading more inclusive and accessible.

GTN’s innovative approach to fractionalising bonds plays a crucial role in this transformation. By allowing small investors to purchase fractions of bonds, GTN and Revolut are democratising access to this vital asset class, enabling a more diverse investment portfolio for retail investors. Shah’s assertion that this partnership is a “truly compelling offering for small investors” underscores the significance of this development.

Empowering Retail Investors and Democratising Wealth

The collaboration between GTN and Revolut is not just a technical integration; it represents a broader shift towards empowering retail investors. The ease of access to bond trading through a few simple clicks on the Revolut app aligns perfectly with GTN’s mission to democratise investment opportunities. This sentiment is echoed in GTN’s vision of providing scalable and innovative trading solutions that cater to a diverse clientele, from brokers and banks to asset managers and fintech firms.

Revolut’s extensive user base of over 40 million customers globally stands to benefit immensely from this partnership. The company’s robust growth trajectory, evidenced by its anticipated revenue of $2 billion in 2023 and its ambitious goal of generating £300 million from advertising by 2026, showcases its potential to revolutionise the financial services landscape. The addition of bond trading further cements Revolut’s position as a leading fintech player committed to offering diverse and accessible financial products.

A Global Perspective on Fintech Innovation

GTN’s global footprint, spanning multiple jurisdictions and markets, complements Revolut’s expansive reach. This synergy is evident in GTN’s successful collaborations, such as with Thailand’s Finansia Syrus Securities, which enhanced trading platforms and offered fractional trading across 29 global markets. Such initiatives reflect GTN’s dedication to making international markets more accessible to retail investors.

GTN’s strategic backing by prominent investors like the IFC, a member of the World Bank Group, and SBI Ventures Singapore reinforces its credibility and capacity to drive significant advancements in the fintech space. GTN’s diverse team, spread across key financial hubs, including Dubai, Singapore, and the UK, embodies a shared vision of transforming investment accessibility on a global scale.

Conclusion: A New Era for Retail Investing

The partnership between GTN and Revolut marks a significant milestone in the evolution of retail investing. This collaboration empowers millions of retail investors by simplifying access to the global bond market and eliminating traditional barriers, providing them with the tools to diversify their portfolios and build wealth more effectively. As bond investing gains popularity, the innovative solutions offered by GTN and Revolut will undoubtedly play a crucial role in shaping the future of retail investing, making it more inclusive and accessible for all.